IDBI is an Industrial Development Bank of India which was established in 1964. It provides credit and other financial core banking facilities like Investment Banking, Consumer Banking, Commercial Banking, Retail Banking, Asset Management, Pensions, Credit Cards, and other financial services for the development of the fledgling Indian industry.
To avail all banking services it offers mobile banking and SMS banking service for their customers to know the bank balance details through missed call. With the help of this service, you don’t need to go to the bank branch for the IDBI bank account balance inquiry. Although if you are using net banking service or ATM card then you can also use those services to know the remaining bank balance detail.
How to Check IDBI Bank Balance Through SMS and Missed Call
IDBI Bank Customers can get their primary account balance by giving a Missed call on the toll-free number 18008431122 from the registered mobile number in the bank.
Also, you can send an SMS on the given format type BAL<Space>CUSTOMERID<Space>PIN<space>[ACCOUNT NUMBER] and send it on 9820346920 or 9821043718 from the registered mobile number in Bank.
Additional Info Related to IDBI Bank Services
While using SMS Banking service using SMS, a user has to give a request as a short message through a mobile phone. The short message should be in a particular format. For availing SMS Banking services, message has to be sent on 9820346920 or 9821043718. After the message is sent, within few seconds, the user will receive a response on his or her mobile phone as a short message.
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Business Request |
Input |
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SMS Banking – Account related information |
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| 1. Balance enquiry | BAL CUSTOMERID PIN [ACCOUNT NUMBER] Example: Bal 400001 aaaaa (All fields would be separated by spaces) Account number is optional. By default, information is available for primary account number. |
| 2. Fixed deposits enquiry | FD CUSTOMERID PIN [ACCOUNT NUMBER] Example: Fd 400001 aaaaa (All fields would be separated by spaces). Account no is optional. |
| 3. Last 3 Transactions | TXN CUSTOMERID PIN [ACCOUNT NUMBER]
Example: txn 400001 aaaaa (All fields would be separated by spaces). Account number is optional. |
| 4. Cheque Payment Status (to ascertain whether the cheque is paid or not) | CPS CUSTOMERID PIN CHEQUE NUMBER [ACCOUNT NUMBER] Example: Cps 400001 aaaaa (All fields would be separated by spaces). Account number is optional. |
| 5. Request for cheque book | CBR CUSTOMERID PIN NUMBER OF LEAVES P/M [ACCOUNT NUMBER] Example: Cbr 400001 aaaaa 30 P – (By Person / By Mail) (All fields would be separated by spaces). Account number is optional. |
| 6. Request for statement one can u.se this reference number to check the status of the request any time. The bank mails the statement of account. |
STM CUSTOMERID PIN FROM-DATE-TO-DATE [ACCOUNT NUMBER] (All fields would be separated by spaces) From date MMYY To date MMYY Account number is optional. Example: Stm 400001 aaaaa 0899 1200 |
| 7. Change of PIN | CPN CUSTOMERID OLDPIN NEWPIN (All fields would be separated by spaces). Example: Cpn 400001 aaaaa bbbbb |
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SMS Banking – Demat Enquiry |
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| 8. Free balance Holdings (Passing the customer ID) | DB CUSTOMERID PIN STARTS WITH [DPM CLIENT ID] Example: db 400707 aaaaa ba 10017028 |
| 9. Last two Transactions | DT CUSTOMERID PIN Example: DT 400707 aaaaa 10017028 |
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SMS Banking – Bill Payment |
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| 10. Pending Bills | GETBILL CUSTOMERID PIN [PAYEEID]
(All fields would be separated by spaces). Bill ID: Biller Name: Bill Date: Amount: Due Date: Example: IDBI Bank GETBILL Bill ID :1278 Biller Name: Life Insurance Corporation of India Bill Date 04/12/2002 Amount 11,000.00 Due Date 22/02/2003 |
| 11. Pay Bill | PAYBILL CUSTOMERID PIN BILLID (All fields would be separated by spaces). Success or failure message. Example: IDBI Ltd PAYBILL Bill No:1281 of MTNL Delhi for Rs 993.00 has been sucessfully paid.Your Payment ID is 0000003496. |
| 12. Registered Billers | MYBILLERS CUSTOMERID PIN (All fields would be separated by spaces). Payee ID Payee Nick Name Example: IDBI Ltd. MYBILLERS Payee Id 20 Biller Name MTNL Delhi Payee ID 25 Biller Name Life Insurance Corporation of India |
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SMS Banking – Supplementary operations |
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| 13. Change Primary Account | CPA CUSTOMERID PIN ACCOUNT NUMBER (All fields would be separated by spaces). Here, the account number is a must. Example: Cpa 400429 aaaaa 0131040042900 |
| 14. Help | HELP The reply message will contain the formats for all the options available for the uses as above. |